Workshop Report
 
M-Business Applications & Services

 

Organized by:

University of Cyprus and Emporion Plaza Ltd

 

Nicosia 10 February 2003

 

 

 

 





 

 

 



Workshop Summary


MB-net
A Network of Excellence on mBusiness Applications
and Services


IST-2001-39164

 


Table of Contents

 

General................................................................................................... 3

Workshop Key Figures.......................................................................... 4

Program and Schedule.......................................................................... 5

Detailed Programme............................................................................... 5

Participants............................................................................................ 6

Summary of the workshop.................................................................... 7

Workshop Output................................................................................... 8

 

 

General

 

The Cyprus MB-Net Workshop took place on February 10th 2003 at the Cyprus Telecommunication Authority, Nicosia, Cyprus.

 

The Workshop was part of the activities of the Europe-wide Network of Excellence "MB-net" on Mobile Business and Mobile Commerce. University of Cyprus & Emporion Plaza Ltd organized the workshop, which was considered by the participants as very constructive and successful. This, as well as the great interest in the topic, demonstrated the necessity and demand for further activities in this area.

 

MB-net’s goal is to develop a white paper addressing a five-year research roadmap on mobile business and mobile commerce. The workshop was part of a series of several national workshops that took and are taking place around Europe, organised by the partners of the MB-net project. The goal of these workshops is to define the future challenges in the area of mobile business, to socialise these, and to give political recommendations, and as a result further enhance the draft white paper on the strategic research roadmap already developed. The draft white paper of the five-year roadmap was developed in cooperation from AUEB (Athens University of Economics and Business), University of Cyprus and RAND Europe. The outcomes of these national workshops as already mentioned will feed into the activities of the production of the final white paper assigned to Fraunhofer Institute for Open Communication Systems.

 

University of Cyprus, partner of MB-Net Network of Excellence and Emporion Plaza Ltd core member of MB-Net, organized this half-day workshop, where a forum was set–up to interchange views and discuss ideas with a focus in the area of m-Banking & m-Commerce applications and services.

Workshop Key Figures

 

 

Date                 Feb 10th 2003

 

Time                 10:00 am to 01:00 pm

 

Location           Training School

                         Cyprus Telecommunications Authority

                         Telecommunications Street

                         1396, Nicosia

                         Cyprus

 

Organisers       University of Cyprus

                                        &

                         Emporion Plaza Ltd

 

Contact            Andry Marangos

                         Special Scientist

                         Tel:         +357-22 89 26 69

                         Fax:         +357-22 89 27 01

                         Mobile:    +357-99 58 69 97

                         http://www.ucy.ac.cy

                         marangos@ucy.ac.cy

 

 

Program and Schedule

 

Core topic of the workshop was the "M-Business Applications & Services". The workshop opened with welcoming remarks by Agis Piperides, executive officer of Emporion Plaza Ltd, where among others he highlighted the objectives of this workshop. Then Assistance Professor George Giaglis (Athens University of Economics & Business) presented the general aims and objectives of MB-net. The next two presentations were from Dr. Aristos Riris (Cyprus Telecommunication Authority) and Christophoros Panagiotou (Winmob Technologies Ltd), who presented specific views form a network operator perspective and a content management perspective.  Finally, an analysis of the MB-net Roadmap, as developed in the draft White paper was presented by Associate Professor Andreas Pitsillides (University of Cyprus).

 

An open discussion session followed the presentations where participants had the opportunity to express their views and discuss further the issues raised during the presentations. 

 

Detailed Programme

 

10.00

Registration – Coffee

10.30

Welcoming Remarks

Agis Piperides

Executive Officer

Emporion Plaza Ltd

10:35

MB-net programme objectives & current status

Dr George Giaglis

Assistant Professor

Athens University of Economics & Business

10:45

The mobile business and the road ahead - the Operators perspective

Dr Aristos Riris

Head of Mobile Telecommunication Services

Cyprus Telecommunication Authority

11:15

Personalisation, Customisation and User Location Based Services

Christophoros Panagiotou

Software Manager

Winmob Technologies Ltd

11:45

Strategic policy and research roadmaps in Mobile-Business: Draft White paper

Dr Andreas Pitsillides

Associate Professor

University of Cyprus

12:15

Round Table discussion on Road Map / Research challenges

Participants

 

More than 40 experts from the public, telecommunications, banking, media and research sector had registered for the workshop in order to shape the future of mBusiness.

 

The participants were:

 

First Name

Last Name

Organisation

George

Giaglis

Athens University of Economics & Business

Aristos

Riris

Cyprus Telecommunications Authority

Philippos

Psiloinis

Cyprus Telecommunications Authority

Agis

Piperides

Emporion Plaza

Charis

Markou

Emporion Plaza

Stathis

Panis

Cyprus Telecommunications Authority

Neophytos

Morphis

Cyprus Telecommunications Authority

Constantinos

Pattichis

University of Cyprus

Skevos

Evripidou

University of Cyprus

Andreas

Pitsillides

University of Cyprus

George

Samaras

University of Cyprus

Andry

Marangos

University of Cyprus

Marinos

Stylianou

University of Cyprus

Christophoros

Panagiotou

Winmob Technologies

Demetris

Loukaides

Bank of Cyprus

Andreas

Stylianou

Bank of Cyprus

Evangelos

Hadjichristodoulou

Bank of Cyprus

Stalo

Neophytou

Bank of Cyprus

Christakis

Hadjilouca

Bank of Cyprus

Christos

Theodoulou

Bank of Cyprus

Marilena

Kounnapi

Bank of Cyprus

Lida

Hadjipanteli

Cyprus Development Bank

Evangelos

Koutrouzas

Popular Bank

Maria

Rousou

Popular Bank

Vassilis

Koudounas

Hellenic Bank

Katerina

Papanicolaou

Cyprus College

Sotos

Voskarides

Higher Technical Institute

Maria

Theodorou

Higher Technical Institute

Andreas

Kyprianou

Ministry of Finance

George

Hadjigeorgiou

Ministry of Finance

Andreas

Hadjioannou

Virtual IT Ltd

Mattheos

Mattheou

JCC

Takis

Fekkos

JCC

Julia

Palochi

JCC

Giorgos

Magos

Globalsoft

Michalis

Nearchou

IBM

Constantinos

Phanouriou

IBM

Eftychia

Frangeskou

IBM

Juha

Munnukka

University of Jyvaskyla, Filland

Tasos

Cleanthous

S.A. Petrides (Ericsson)

Stavriana

Kofteros

Promitheas Ltd

Summary of the workshop

 

Dr George Giaglis, began his presentation by explaining the overall policy and research objectives of MB-net.  He stressed out that the aim is to identify research challenges in the area of mobile business emphasising the fact that mobile applications is not only a technological issue but also a business one.

 

Dr. Aristos Riris, began his presentation by giving us a roadmap of the enabling technologies that are about to see in the near future and continued with a view of how the GSM association approaches the issue of mobile business.  Among others, he had pointed out that this year’s target for the GSM association is the Micro Payments, which is seen as the main enabler for m-commerce.  He also presented three business models, as seen by the GSM association:

  • Operator carries the transaction, where operator involves in setting up the communication pipeline.
  • Operator enables the transaction, where operator secures the transactions and handles the payment provided it refers to micro-payment.  
  • Operator owns the transaction, where the operator takes over the liability of the transaction.

He closed his presentation by outlining what are the next steps of CYTA in this domain.

 

Christophoros Panagiotou, presented a prototype application that aims to customise the user profile thus allowing him to obtain information and perform transactions from its mobile device while providing better user experience, as for example minimal number of clicks.  Furthermore he pointed out the importance of offering the user an interface that will allow him to perform his job in an efficient and quick way.

 

Dr Andreas Pitsillides, presented the draft white paper where, he demonstrated the vast area of m-commerce and categorised the challenges in 10 different categories. For each category a number of research challenges were identified and presented. He closed his presentation with a request for a dialogue and asked the participants to fill in the questionnaire prepared by Fraunhofer. The questionnaire aims to categorise the areas and research challenges in the Draft White paper, as well as identify new challenges to be included in the White paper.

 

 

 

 

 

 

 

Workshop Output

 

Following the presentation of Dr. Pitsillides on the draft white paper and the research challenges the participants were asked to participate in the discussion about these emerging application and services for the rest of the remaining time of the workshop.

 

Key topics and findings of the discussion were the following.

 

Ø     Useless content. Can it be controlled?

Content is in the centre of customer interest.  It should be controlled in mobile business, if it is to be taken seriously and the customer pay for it. It was further pointed out that the content in the Internet is based on information delivery, whereas in the mobile environment content is based on services offered, and that these services are on demand basis.  Something, that constitutes a completely different business model and approach to the customer.

 

Ø     Content description

Major issues regarding the description and the way customers are able to find the correct service in the minimum amount of time possible raised the issue that a simple open protocol of describing these services was necessary. If content description was made available through a simple and open standard then it could solve issues of using an application while roaming.

 

Ø     Device profiling

In order to be able to serve services to a mobile device you must be able to know what that device could handle. This raised issues that content providers must have a way to get from the mobile device its profile characteristics.

 

Ø     Security of Micro payments.

Several issues were raised on the upcoming service of micro payments that the GSM association is scheduling to achieve in the short time to come. Dr. Aristos Riris pointed out that these payments are divided into two categories. The first category involves micro payments for relatively of small amount of money that could be made by the use of a mobile device and the second was for higher amounts, where stricter authentication was necessary, possibly beyond the SIM card. Further to that it was pointed out that if mobile operators were to be seen as financial operators as well, due to the fact of prepaid phone accounts, this would force them to comply with additional regulatory mandates.

 

Ø     M-business is it technology driven or customer driven?

The idea is to develop services that have value for the customer. The approach should be to the customer, not to technology. MB-net research road maps are focused in 10 different categories that aim to cover the whole spectrum of activities in order to achieve the success off mobile business.  Therefore, the objective is to visualise the whole picture.

 

Ø     Starting from what the consumer wants!

The question is, is it right or is it wrong?  Does the consumer know what service he/she wants? It depends on the system and the service.  Although we should ask the consumer what he wants, real life practices showed the opposite, that is, there are application where there is a need to push them in the market, and then the customer would use them.  Furthermore, quite important is the business model that will be developed between the operator and the application provider (for content richness).  An important lesson that has been learned from i-mode in Japan is that its success is mostly based on the business model and not on the technology adopted.

 

Ø     Roles and Players.

An effort is made by the GSM association to define the various roles and players.  MB-net also through the development of the roadmap touches upon this subject but at the end of the day the market will assign roles to the various players.

 

Ø     No killer application.

In the m-business environment from the work done so far it seems that there is no killer application.  However, there are applications for specific needs.  It was also pointed out that history showed that the best market segment of this type of applications are the teenagers, since they find it easier to adopt these kind of emerging applications and they aren’t also price sensitive.

 

Ø     Number of clicks for a service.

There was a debate whether the number of clicks may determine the success of an application.  The conclusion was that, although it seems to be important, it is the simplicity of the services that counts rather the number of clicks.  However, minimising the number of clicks it helps in using an application.

 

Ø     Asynchronous VS Synchronous applications

There was a small debate on what consumers are more comfortable with. It seems that the success of SMS shows as that the consumer is more comfortable with the asynchronous applications rather that the synchronicity of WAP. On the other end however there was a debate on the fact the SMS was adopted mainly by teenagers, who were more comfortable with the use of the mobile device keypad and the ability to hide emotions. WAP was not a success for many reasons, among which it was the lack of ease of use and content. Also it was time consuming and very expensive.

 

 

 

Ø     Standardization, creation of protocols

The fact the world of mobile business is still at its infancy creates a lot of questions on major corporation on what will succeed in order to invest time and money to create mobile applications and services, especially after these corporations saw their investments on WAP not making any revenues. These facts dictate the need for standardization, in order for corporations to invest again.  Another issue raised here was the fact that no mBusiness models were available. These issues were debated with the fact that standards on the industry were created and adopted when customers adopts them and corporations are able to push them efficiently to the market with the correct business plan, like i-mode.  As a conclusion was that standards are definitely needed, it is the extent to which these standards are developed and the way you develop your services around them that matters.