Anssi Mattila,
InBCT 4.2
The Effect of Demographics on Seamless
Abstract
The purpose of this paper is to demonstrate the effect of
demographic variables on choice of a service delivery channel and on the
factors affecting the seamless user experience related in different electronic
channels. Profession proved to have the most diverse effect in this study as it
affects the usage of all the other channels except the option of personal
service. To elaborate the relationship between demographics and dimensions of
seamless use experience further, we conducted ANOVA for all the user segments –
Fixel-line,
Keywords: demographical variables, seamless, service interface
1. Introduction
Adding digital channels such as mobile and developing more and more commoditized products will clearly help to shift further tasks towards the customer through self-provisioning and thus, will help cutting additional costs (Durlacher Report 2001). For the sake of successful business models, the service providers and equipment manufacturers must observe the needs of mobile service customers and more importantly, study their willingness to pay. The mobile Internet access must be available and in function for customers to be able to access mobile Internet services effortlessly. Therefore, the operators are required to build up an infrastructure with the necessary availability and reliability. Gleiss (2001) has found that some mobile phones are judged to be more simple and acceptable to use than others even if their performance is actually worse. Further, he states that weight which individual users put on performance in relation to their perception of simplicity and acceptability, may not only be very different but may also change over tasks and situations.
The number of mobile Internet users is expected to grow up to
730 million to year 2005 (Jüptner 2002). Such a large
number of users is bound to consist of a very heterogeneous mass of customers
with differing demographic profiles. Lee et al. (2003) propose that mobile
Internet services can be categorized under utilitarian services, which offer
instrumental benefits, and hedonic services, which offer experiential benefits.
Phau et al. (2000) found that expensive physical
goods with low outlay and differentiation potential, are unsuitable for selling
through the Internet. Amenable products to be purchased via Internet were products
with intangible value proposition and were relatively high on differentiation. European IT consultants International
Data Corp. expect mobile banking to be the fastest growing sector of total
information technology spending on electronic banking, with a 1999 to 2003
compound annual growth rate of 129% (West 2001).
The landscape of wireless services is presently changing and
the expected improvements in 3G and 4G devices and networks will encourage the
uptake of mobile services. Although the densities of fixed and mobile
connections are high in all the Nordic countries, the number of advanced
Internet-enabled mobile phones is low; in
2. Usage and current mobile service users
Customers have been slow to adopt mobile Internet services.
According to Kim (2001), users prefer fixed-line Internet for communication
purposes and content application usage over mobile Internet whereas commerce
applications are used via mobile Internet. In
Karahanna et al. (1999) have found that the actual users are more susceptible to the benefits resulting from the adoption of a new information system while potential users are more vulnerable in terms of usability. This finding is in line with results presented in Mattila et al. (2002). Elder et al. (1987) have found that females are more likely to experience technostress in using computers compared with males. Kaplan (1994) has reported that males are more likely than females to perceive computer usage as fun. Teo et al. (1996) examined whether there exists a gender differences between ease of use and complexity of computer usage. They chose age as a covariate. Igbaria et al. (1989; 1990) have found age to be associated with unfavorable perceived usefulness and a decreased attitude towards using computers as well as adoption.
Some studies have specifically examined demographical issues as influencing factors in computer usage while others have done so in the context of other research variables. Mattila M. (2003) has found a typical mobile service user to be 25-34 years old married male blue-collar worker with a vocational school education with an average income. In that study the age (r = -0.057, p<0.05), gender (r = 0.107, p<0.01) and education (r = 0.116, p<0.01) had effect on mobile service usage. According to Teo (2001), females are more likely to engage in messaging activities while males are more likely to use the Internet for downloading and purchasing activities. Suoranta et al. (2002) have found a significant correlation between age and ordering logos and ringing tones via mobile Internet. In that same study, a household annual income was found to correlate positively with ordering logos and accepting advertising messages via mobile Internet. Gender was found to correlate positively with using mobile news and weather services and making ticket reservation via mobile Internet. Schoenbachler et al. (2002) have found that demographics such as age, education, income, occupation, and household size are predictors of Internet use, online shopping, and catalog shopping and are likely to influence single and multiple channel shopping behavior.
3. Methodology and data collection
The usability attributes by Nielsen (Nielsen 1993, 26-37)
were chosen as the starting point for our seamless use experience investigation
as they constitute a generic model and fit in the service context too. The
relation between usability and seamless use experience has been described in
detail in Mattila A. (2003). Before the actual data
collection, focus group interviews among expert users were conducted. The
meaning of these interviews was to map the possible options for survey
questions. The questionnaire was pre-tested on a group of 60 students and
modified accordingly. A postal survey was conducted in May 2003. The sample was
drawn from TeliaSonera[2]
FIGURE 1 The division of response rate among the different user segments of customers
After a second follow-up, 778 responses were accepted under
further analyses. The final response rate was 25.9%, which is acceptable
according to economic science standards. The distribution of the responses in
different user segments is presented in figure 1. A small minority of
respondents reported using mobile phone (GRPS or high-speed data connection) as
a modem in connection with a laptop as their primary electronic delivery
channel. Among the
The respondents were asked to fill out a structured
questionnaire on a 7-point Likert scale concerning
their preferences, experiences and beliefs towards usage of mobile and Internet
services. Literature (Cooper et al. 1995; Järvenpää
et al. 1997; Crisp et al. 1997) as well as prior conducted surveys guided us in
defining the scales to measure the customers’ perceived seamless use experience.
There were up to 27 questions in each tailored questionnaire. The
The survey questionnaire included questions concerning the respondent’s basic demographic variables, psychological determinants such as level of innovativeness and mobile Internet usage, which was further categorized under for main themes: usage context, service content, seamless interface dimensions and use experience. To get a more accurate and objective results, the mean value of the respondents’ subjective responses were calculated and used as the basis of our evaluation. Statistical methods such as ANOVA, crosstabulation, correlation coefficients, rotated factor analyses, Chi squares and finally structural modeling (AMOS) were applied to our data. Cronbach’s alpha was used to measure the reliability of the results. Only results relevant to this paper are presented in here.
4. Results
The demographic profile of the respondents is presented in table 1. One third (33.9%) of the respondents were women and two thirds (64.8%) were men. The majority (59.8%) of the respondents were 25-49 years old and their annual household income (28.1%) before taxes fell within the range of 20 000 – 30 000 euros, which matches with the average annual income of two adults family in Finland (Statistics Finland 2003). Only every fifth (18.2%) of the respondents had two or more children living at home. The majority of all the respondents were workers (40.6%). This result is compatible with the result of the educational background of the respondents, which was in most cases (29.0%) vocational school. Obviously, Internet and its services are becoming available for all the consumer segments regardless of their annual household income or educational background.
TABLE 1 Profile
of respondents
Mobile
users |
Combined
users |
Fixed-line
users |
Total |
|||||
|
No |
% |
No |
% |
No |
% |
No |
% |
Total |
211 |
100.0 |
257 |
100.0 |
310 |
100.0 |
778 |
100.0 |
Gender |
|
|
|
|
||||
157 |
74.4 |
192 |
74.7 |
155 |
50.0 |
504 |
64.8 |
|
54 |
25.6 |
55 |
21.4 |
155 |
50.0 |
263 |
33.9 |
|
0 |
0 |
10 |
3.9 |
0 |
0 |
10 |
1.3 |
|
s.d. |
0.437 |
0.417 |
0.501 |
|
|
|||
|
|
|
|
|
|
|
|
|
Under
24 years of age |
64 |
30.3 |
33 |
12.9 |
43 |
13.9 |
140 |
18.0 |
25-34
years |
81 |
38.4 |
96 |
37.4 |
62 |
20.0 |
239 |
30.7 |
43 |
20.4 |
83 |
32.3 |
100 |
32.3 |
226 |
29.1 |
|
20 |
9.5 |
41 |
15.9 |
104 |
24.5 |
129 |
16.6 |
|
3 |
1.4 |
4 |
1.6 |
1 |
0.3 |
8 |
1.0 |
|
s.d. |
0.998 |
0.974 |
1.196 |
|
|
|||
|
|
|
|
|
|
|
|
|
Less
than 10 000 euros |
33 |
15.6 |
21 |
8.2 |
43 |
13.9 |
97 |
12.3 |
10 001
– 20 000 euros |
54 |
25.6 |
48 |
18.7 |
82 |
26.5 |
184 |
23.7 |
20 001
– 30 000 euros |
59 |
28.0 |
87 |
33.9 |
73 |
23.5 |
219 |
28.1 |
30 001
– 40 000 euros |
25 |
11.8 |
37 |
14.4 |
40 |
12.9 |
102 |
13.1 |
More
than 40 001 euros |
29 |
13.8 |
53 |
20.5 |
60 |
19.3 |
142 |
18.3 |
11 |
5.2 |
11 |
4.3 |
12 |
3.9 |
34 |
4.5 |
|
s.d. |
1.650 |
1.875 |
1.741 |
|
|
|||
|
|
|
|
|
|
|
|
|
27 |
12.8 |
101 |
39.3 |
128 |
41.3 |
256 |
33.0 |
|
60 |
28.4 |
69 |
26.8 |
58 |
18.7 |
187 |
24.0 |
|
Single (incl. widow, divorced) |
115 |
54.5 |
80 |
31.1 |
116 |
37.5 |
311 |
39.9 |
9 |
4.3 |
7 |
2.7 |
8 |
2.6 |
24 |
3.1 |
|
s.d. |
0.940 |
1.154 |
1.397 |
|
|
|||
Number of children living at home |
|
|
|
|
|
|
|
|
0 |
165 |
78.2 |
152 |
59.1 |
176 |
57.0 |
493 |
63.4 |
1 |
21 |
10.0 |
45 |
17.5 |
71 |
23.0 |
137 |
17.6 |
2 |
14 |
6.6 |
29 |
11.3 |
42 |
13.6 |
85 |
11.0 |
3
or more |
8 |
3.8 |
28 |
10.9 |
20 |
6.5 |
56 |
7.2 |
Missing |
3 |
1.4 |
3 |
1.2 |
1 |
0.3 |
7 |
0.8 |
s.d. |
0.791 |
1.074 |
1.019 |
|
|
|||
Education |
|
|
|
|
|
|
|
|
Elementary
school |
24 |
11.4 |
31 |
12.1 |
48 |
15.5 |
103 |
13.2 |
Secondary
education |
34 |
16.1 |
63 |
24.5 |
64 |
20.7 |
161 |
20.7 |
Vocational
school |
69 |
32.7 |
85 |
33.1 |
72 |
23.2 |
226 |
29.0 |
University
degree |
48 |
22.8 |
39 |
15.2 |
82 |
26.4 |
169 |
21.7 |
Other |
33 |
15.6 |
36 |
14.1 |
41 |
13.2 |
110 |
14.2 |
Missing |
3 |
1.4 |
3 |
1.2 |
3 |
1.0 |
9 |
1.2 |
s.d. |
1.952 |
1.916 |
2.063 |
|
|
|||
|
|
|
|
|
|
|
|
|
10 |
4.7 |
20 |
7.8 |
20 |
6.5 |
50 |
6.4 |
|
96 |
45.5 |
116 |
45.1 |
104 |
33.5 |
316 |
40.6 |
|
Public
servant |
28 |
13.3 |
31 |
12.1 |
40 |
12.9 |
99 |
12.7 |
Other |
71 |
33.6 |
85 |
33.0 |
144 |
46.3 |
300 |
38.5 |
Missing |
6 |
2.8 |
5 |
1.9 |
2 |
0.6 |
13 |
1.8 |
s.d. |
2.367 |
2.526 |
2.547 |
|
|
Over third (37.3%) of the
Besides pure demographic variables, the respondents’ level of
innovativeness was measured using ethnographic arguments on a scale of -3 (totally
disagree) to 3 (totally agree). Figure 2 shows somewhat surprisingly, the
Fixed-line users (mean 1.84, s.d. 1.877) appear to
value technical improvements over personal service more than the
In overall, the Fixed-line users have more positive
perceptions about technology and use of technology than the
FIGURE 2 Innovativeness of the respondents
The effect of demographic variables on the choice of a
service delivery channel among different user segments are presented in table
2. Only the significant correlation coefficients are visible on the table to
increase its readability. The values for the
TABLE 2 Correlation matrix on the effect of
demographic variables on service delivery channel choice: MOBILE USERS, COMBINED USERS AND FIXED-LINE USERS
CORRELATION MATRIX Service delivery channel usage
Þ Demographic variables ß |
Mobile Internet services α=.68 |
Fixed-line Internet services α=.64 |
Mobile phone as a modem (via
PC) α=.71 |
Mobile service usage via PDA α=.62 |
Self-service, automated
services α=.78 |
Personal service α=.81 |
Gender |
|
|
-.141*, .675** |
|
|
|
Age |
-.170** |
-.227**, -.349** |
.282** |
|
|
|
Marital status |
|
.124* |
|
|
|
.274* |
Education |
|
.236**, .317* |
.209**, .131* |
|
|
|
Income |
|
.147* |
.213**, .276** |
.163* |
|
|
Profession |
.355* |
-.198** |
.224**, |
.143* |
-.165* |
|
Line of Business |
|
|
|
|
|
|
** Correlation
is significant at the 0.01 level (2-tailed).
* Correlation is significant at the 0.05 level
(2-tailed).
There are dependencies between all the demographic variables
and factors affecting the seamless user experience (see table 3). Mobile users,
who perceive mobile service delivery channel as seamless, have a lower level of
education. It is usual that as the education level rises, one becomes more
critical and analytical towards phenomenon. Married Fixed-line users perceive
their primary electronic service delivery channel prone to errors. Females seem
to be more affluent to errors than male when they are
TABLE 3 Correlation
matrix on the effect of demographic variables on the factors affecting the seamless
user experience related in different electronic channels: MOBILE USERS, COMBINED USERS AND FIXED-LINE USERS
CORRELATION
MATRIX Demographic variables Þ To which channel you related
the following statements ß |
Gender α=.65 |
Age α=.75 |
Marital status α=.72 |
Education α=.68 |
Income Α=.71 |
Profession α=.68 |
Line of Business α=.64 |
Seamless |
|
|
|
-.150* |
|
|
|
Easy to learn |
|
.137* |
|
|
.132* |
|
|
Difficult to remember |
|
|
|
.206* |
|
|
-.181* |
Inefficient |
.175** -.219* |
.228** |
|
-.188** |
|
-.231* |
|
Prone to erros |
.186* .184** |
|
-.234* |
|
|
|
|
Satisfies my needs |
.155* |
.156* |
|
|
|
|
|
Easy to use when traveling |
|
|
|
-.192** |
|
|
|
Easy flowing when I’m busy |
|
|
|
-.398** |
|
-.151* |
|
Popular among my peers |
|
.164* |
|
-.201** |
|
|
|
Independent from time and place |
|
-.226** |
|
-.164* -.383* |
|
|
|
** Correlation
is significant at the 0.01 level (2-tailed).
*
Correlation is significant at the 0.05 level (2-tailed).
To elaborate the relationship between demographics and
dimensions of seamless use experience further, we conducted ANOVA for all the
user segments. All the users were asked to visualize the mobile service
customer-technology interface in use. Therefore, the results from the
The determinants, which during the exceeding analyses showed
significant correlation coefficients, were chosen under closer examination. As
a result, we are now able to conclude that despite the results of a preliminary
testing of interdependence, education does not affect how customers belonging
in the segment of the
TABLE 4 Dimensions
of seamless use experience among the
Learnability N Means Mean
square F value Sig.
α=.72 between groups
Heavy
industry 51 4.9504
Public
administration 11 4.9798
Transportation 25 4.3450
Services
sector 48 4.7535
Computing
and
Telecommunications 10 4.7444
Commerce 16 4.6597
Other 7 3.5397
Total 168 4.7073
Efficiency of use N Means Mean square F
value Sig.
α=.72 between
groups
1. Line of business 1.675 1.988 .070
Heavy industry 51 4.4575
Public administration 11 4.4621
Transportation 24 4.3148
Services
sector 48 4.1780
Computing
and
Telecommunications 10 3.7778
Commerce 16 3.9306
Other 7 3.5714
Total 167 4.2286
Memorability N Means Mean
square F value Sig.
α=.88 between
groups
1. Gender 6.154 6.635 .011
Male 148 3.8790
Female 48 4.2911
Total 196 3.9799
1.
Education 1.549 1.665 .120
Elementary
school 21 4.4101
Business
school 16 4.3194
Vocational
school 63 4.0071
Technical
school 18 4.0123
Polytechnic
institution 21 3.8803
University
degree 24 3.5451
High
school graduate 30 3.8852
Other 2 3.8333
Total 195 3.9855
2.
Line of business 1.891 2.177 .048
Heavy
industry 51 4.0784
Public administration 11 4.3712
Transportation 25 3.7000
Services sector 48 4.0463
Computing
and
Telecommunications 8 3.7500
Commerce 16 3.6484
Other 6 3.0556
Total 165 3.9364
Satisfaction N Means Mean
square F value Sig.
α=.64 between
groups
1. Income 5.183 4.046 .002
Less than 10.000 euros 28 4.2901
10.001-20.000 euros 52 3.5474
20.001-30.000 euros 57 4.0750
30.001-40.000 euros 23 3.8614
40.001-50.000 euros 12 2.8500
Over 50.001 euros 14 3.5770
Total 186 3.8170
Errors N Means Mean square F value Sig.
α=.67 between
groups
1. Education 1.834 2.132 .042
Elementary school 21 4.9869
Business school 16 4.9938
Vocational school 63 4.8501
Technical school 17 4.8235
Polytechnic institution 21 4.3762
University degree 26 4.5068
High school graduate 29 4.2974
Other 2 5.0000
Total 195 4.6968
Notice Scale between 0 (not at all important) … 6 (very
important)
In the user segment of Combined users, the dimension of
seamless use experience labeled learnability was affected by marital status,
gender and age (see table 5). The single people find easy learnability of
mobile services more important than the married ones. The older respondents
perceived the importance of service’s learnability as part of seamless use
experience higher. In this user segment, females perceive efficiency of use as
well as memorability of electronic service more important than males. The
importance of errors lowers as the annual household income level rises. Income
as a determinant of efficiency of use and memorability was not found
significant. All dimensions of seamless use experience had different influence
by demographics than in a segment of
TABLE 5 Dimensions
of seamless use experience among the Combined users: ANOVA on demographics
Learnability N Means Mean square F
value Sig.
α=.77 between
groups
1. Marital status 2.253 5.334 .004
Married 9 4.0988
Cohabitation 10 4.0000
Single 12 4.3704
Divorced 6 5.2593
Less
than 18-24 31 4.3692
25-34 92 4.4565
35-49 71 4.6244
50-65
or over 35 5.1048
Total 229 4.5958
Efficiency of use
N Means Mean square F
value Sig.
α=.79 between
groups
1. Gender 5.643 7.583 .006
Male 178 4.1740
Female 45 4.5704
Total 223 4.2540
2.
Marital status 3.969 3.478 .026
Married 12 4.1620
Cohabitation 10 3.4653
Single 12 4.2407
Divorced 6 5.2407
Total 40 4.1733
4.
Income 2.011 2.050 .097
Less
than 10.000 euros 4 4.2222
10.001-20.000 euros 8 4.9288
20.001-30.000 euros 12 4.5648
30.001-40.000 euros 5 3.7556
40.001-70.000 euros 4 3.4167
70.001-100.000 euros 6 3.8056
Total 39 4.2660
Memorability N Means Mean
square F value Sig.
α=.72 between
groups
1. Gender 6.813 9.094 .005
Male 34 3.5850
Female 6 4.7407
Total 40 3.7583
2.
Income 2.180 2.351 .025
Less
than 10.000 euros 18 3.9954
10.001-20.000
euros 41 4.1897
20.001-30.000
euros 85 3.8533
30.001-40.000
euros 31 3.7240
40.001-50.000
euros 22 3.5758
50.001-60.000
euros 8 2.9583
60.001-80.000
euros 11 3.4798
80.001-100.000
euros 10 3.6778
Total 226 3.8233
Satisfaction N Means Mean
square F value Sig.
α=.61 between
groups
1. Marital status 4.723 3.172 .025
Married 86 3.5349
Cohabitation 61 3.3590
Single 56 3.6282
Divorced 18 4.3577
Total
221 3.5770
Errors N Means Mean square F value Sig.
α=62 between groups
1. Gender 29.530 18.551 .000
Male 175 3.9473
Female 43 4.8722
Total 218 4.1297
2. Education 4.358 2.622 .013
Elementary school 25 4.4493
Business school 29 4.3615
Vocational school 74 4.3366
Technical school 25 3.9553
Polytechnic institution 18 3.8373
University degree 19 3.1211
High school graduate 30 3.8967
Other 4 4.2750
Total 224 4.1066
3.
Income 3.571 2.091 .046
Less than10.000 euros 18 4.4250
10.001-20.000 euros 40 4.3486
20.001-30.000 euros 82 4.2005
30.001-40.000 euros 31 4.1168
40.001-50.000 euros 22 3.9465
50.001-60.000 euros 8 3.5563
60.001-80.000 euros 10 2.8250
80.001-100.000 euros 8 3.8125
Total 219 4.1081
Notice Scale between 0 (not at all important)… 6 (very
important)
The Fixed-line users presented their perceptions about what
they would see as important for seamless mobile service user experience and in
table 6 we present the results of the demographic effect for this segment. The
learnability shares partially same demographic effect than in the Combined
users segment. Only gender is found having significant effect as females find
the learnability of mobile services more important than males. There are no
significant determinants for the efficiency of use in the Fixed-line user
segment and for the memorability, only education is found having significant
effect. This finding is typical only for the Fixed-line users according to the
data in use. Also, both dimensions of satisfaction and errors have distinctive
features compared to other user segments: the older respondents placed higher
importance on the satisfaction and the younger ones seemed to be more irritated
with their belief of expected errors in mobile service usage.
TABLE 6 Dimensions of seamless use experience
among the Fixed-line users: ANOVA on demographics
Learnability N Means Mean
square F value Sig.
α=.69 between groups
Male 138 4.4020
Female 133 4.7562
Total 271 4.5759
2.
Age 0.734 0.745 .562
Less
than 18-24 41 4.5274
25-34 56 4.4341
35-49 86 4.5860
50-64 66 4.6244
Over
65 years of age 22 4.8414
Total 271 4.5759
3.
Education 1.484 1.579 .142
Elementary
school 38 4.7675
Business
school 25 4.6129
Vocational
school 64 4.7573
Technical
school 32 4.3635
Polytechnic
institution 26 4.3812
University
degree 46 4.5000
High
school graduate 28 4.3020
Other 10 5.0300
Total 269 4.5809
Efficiency of use
N Means Mean square F
value Sig.
α=.76 between
groups
1. Age 0.363 0.240 .915
Less
than 18-24 40 4.2333
25-34 55 4.3962
35-49 87 4.3286
50-64 58 4.4582
65
years of age 18 4.2847
Total 258 4.3543
Memorability N Means Mean square F
value Sig.
α=.74 between
groups
1. Marital status 2.702 2.241 .065
Married 95 3.9291
Cohabitation 52 3.7521
Single 60 3.7875
Leski 7 4.2608
Divorced 246 3.7861
2.
Education 2.857 2.414 .021
Elementary
school 33 4.1344
Business
school 25 4.0210
Vocational
school 58 3.9768
Technical
school 31 3.5842
Polytechnic
institution 25 3.6639
University
degree 42 3.3862
High
school graduate 28 3.5857
Other 8 4.4028
Total 250 3.7927
3.
Income 1.683 1.412 .211
Less
than 10.000 euros 34 3.7418
10.001-20.000
euros 68 4.0373
20.001-30.000
euros 57 3.7351
30.001-40.000
euros 37 3.6843
40.001-50.000
euros 23 3.5700
50.001-60.000
euros 11 3.7273
More
than 60.001 euros 13 3.2201
Total 243 3.7693
Satisfaction N Means Mean square F
value Sig.
α=.82 between
groups
1. Age 4.091 3.501 .008
Less
than 18-24 42 3.5548
25-34 61 4.0086
35-49 86 3.9233
50-64 62 4.0129
Over
65 years of age 21 4.6159
Total 272 3.9594
2.
Profession 1.930 1.622 .119
Leading
position 17 3.4876
Worker 95 3.8124
Government
official 20 4.1944
Public
servant 37 4.1568
Student 27 3.7704
Pensioner 37 4.3345
Entrepreneur 16 3.9813
Unemployed 14 4.1500
Other 9 3.7580
Total 272 3.9594
Errors N Means Mean square F
value Sig.
α=.68 between
groups
1. Age 3.8997 3.321 .036
Less
than 18-24 47 4.8429
25-34 60 4.4148
35-49 66 3.2838
50-64 63 4.0719
Over
65 years of age 20 2.7248
Total 256 3.8676
Notice Scale
between 0 (not at all important)… 6 (very important)
5. Conclusions
Over four out of five Fixed-line users use electronic
services on weekly basis, and normal services used are search engines,
communication and financial services. In general, Fixed-line users have more
positive perceptions about technology and its use than
Over one third of the
Gender is a significant factor for the Combined (men) users
as they choose mobile phone as a modem via PC as their primary electronic
service delivery channel. Females in the Combined group seem to be more
affluent to errors than males. Profession proved to have the most diverse
effect in this study as it affects the usage of all the other channels except
the option of personal service. The older respondents perceive the importance
of service’s learnability as part of seamless use experience higher.
The huge mass of potential mobile service customers will need an available and reliable
infrastructure to access electronic services. The expected improvements in
present and future generations of mobile phones will encourage the uptake of
mobile services. Marketers need some directions of future customers’
perceptions and likings to be able to focus on right issues in marketing mobile
services.
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[1]
Under review for AMA 2004 Educators’ Conference
[2] Based on the number of customers, TeliaSonera
is the largest mobile operator in
EUROOPAN UNIONI